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If you have a few 401(k)s from old jobs lying around, should you be consolidating them into your current 401(k) plan? There are definitely advantages to combining these accounts, but you’ll want to make sure you’re merging into a good plan by avoiding excessive fees and limited investment options.Read more...

With so many Americans in a financial crisis, families are looking at all their options to find the money they need. Sixty-one percent of Americans say their emergency savings won’t last through the end of the year, according to a recent survey by the real estate servicing company, Clever. To close the gap, one option…Read more...

If you took required minimum distributions from your traditional IRA or 401(k) in 2020, you might be able to put them back in. The CARES Act allows retirees to waive both 2020 required minimum distributions (RMDs) and any 2019 RMDs due by April 1, 2020 for individuals who turned 70.5 in 2019. That means that if you…Read more...

Feeling a little guilty about how much you’ve saved (or haven’t saved) for retirement? Maybe you’ve actually withdrawn money from your retirement accounts well before your golden years. Well, you’re far from the only one who’s made this move.Read more...