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Cryptocurrency has jumped to the forefront of personal finance news in 2020, and the IRS has noticed. If you acquired any crypto in 2020, you’ll want to declare it in your tax form, as the agency warned that this year they’ll crack down on investors used to fudging how much they owe. Read more...

If you live with student loans, you’ve likely been paying close attention to our government’s ongoing debates about enacting public student loan forgiveness—to the tune of $50,000, $10,000, or none at all. The context is familiar: the average American student loan debt hovers around $30,000, and was a repayment crisis…Read more...

President Biden today announced changes to the COVID-relief business loans program aimed toward the small and minority-owned businesses left out in previous rounds of aid. The changes make it easier to qualify, and includes an exclusive 14-day window for small business owners to apply for loans, starting Wednesday.…Read more...

If you’re one of the 20% of Americans expecting to owe the IRS money after you file taxes this year, you might be wondering about the best way to pay them. Turns out there are a few different ways to settle your balance with the IRS, and some options are better—and cheaper—than othersRead more...

If you’re a passive investor that’s looking to grow your nest egg long-term, how often should you be checking your portfolio? Since many people have a loss aversion bias that can cause overreactions to negative news, should you just be blissfully unaware, or be looking at your stocks every day? The answer is depends…Read more...

The companion pass—one of the most coveted perks from the Southwest Airlines’ Rapid Rewards program that allows a free “plus one” on flights—is up for grabs as part of a new welcome bonus for Chase consumer credit cards. Here’s what you need to know, along with other notable deals.Read more...

A new CFPB report says that some mortgage lenders have failed to follow the law on mortgage forbearance during COVID. Lenders have misled borrowers about their rights, imposed unauthorized penalties, and wrongfully evicted tenants. Here’s what you need to know, and how to report an unscrupulous lender.Read more...

Let’s say you’re angry with Robinhood after they unexpectedly restricted the trading of “memestocks” last week, and maybe the app is too gamified for your comfort, and perhaps you’re simply looking for an brokerage platform offering more features or research information—here’s a look at some stock trading app…Read more...

As WSJ columnist James Mackintosh recently pointed out: the stocks that did best last year were priced below $1, which is odd, because a stock’s price tells you almost nothing about the company. This market behavior coincides with the recent rise of individual investors using trading apps, with users flocking to…Read more...

Government agencies have announced changes that allow for “Dreamers”—U.S. residents with Deferred Action for Childhood Arrivals (DACA) status—to qualify for FHA mortgage loans, as well as a deadline extension on mortgage forbearance for people who already have these loans and are struggling to make payments.Read more...

People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as many have learned that their “excellent” credit is merely good, or worse.Read more...

You might have seen headlines this week about the sudden surge in stock prices for moribund companies like GameStop (up 400%) and AMC (up 375%). But what about Blockbuster? Yes, they still exist as a penny stock—and they’re up over 2000% from earlier this week, too. What’s going on?Read more...

Venmo will soon roll out a new “Cash a Check” deposit feature for all iOS and Android devices. It will allow all Venmo users cash a check using their mobile phone—no trips to an ATM or waiting in line at the bank necessary. The feature even works for users who don’t have a bank account connected to their Venmo account.Read more...

When you own property, homeowners insurance is an unavoidable expense. And unfortunately for canine lovers, owning a dog—especially certain breeds—may increase the cost. Here’s why: dog-related injuries cost homeowners insurers $797 million in 2019, and dog bite claims are increasing, according to the Insurance…Read more...

As the pandemic stretches on—and lawmakers continue negotiations for the latest stimulus package—experts have warned there may be a looming eviction crisis. Whether your family is suffering from a job loss or a pay cut, now may be the time to start negotiating with your landlord. As CNBC reports, you may have more…Read more...

When you rely on costly prescriptions, few things are more alarming than learning your health insurance no longer covers it—and unfortunately, it happens more often than you may expect. According to new data from GoodRx, 15% of Americans have had at least one prescription dropped from their coverage over the past…Read more...

There isn’t much to like about high-deductible health insurance plans. If you have one, you may already be spending thousands of dollars out-of-pocket on healthcare each year. Before meeting the deductible, it can be tough to afford the basics. Unfortunately, these plans have become the go-to choice for many larger…Read more...

Oil companies will now pay you to take their damn oil. No, you are not that high. Well, maybe you are because it’s 4/20, but you’re still reading that correctly.Read more...