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A payment protection plan is a form of insurance for your credit card, and it sounds tantalizing: in the event of hardship you can use it to pause minimum monthly payments for months on end, avoiding extra fees and leaving your credit score untouched. But is it worth the monthly fee it costs to sign up for it? Read more...

It’s easy to make mistakes when you aren’t paying a lot of attention to your financial planning, and some some errors are more costly than others. Here’s a look at some of the common financial missteps and how to avoid them.Read more...

The pandemic has people exploring debt payment options they haven’t considered before—like paying off their student loans with a credit card. Is it possible? Yes, but it’s generally not a good idea.Read more...

A new month means new bills, and millions of Americans’ finances are well past the breaking point as they grapple with the pandemic. If you can’t pay your debt or are worried about losing your house or car, it’s time to consider these options: credit counseling, hardship relief, a debt management plan, or bankruptcy.Read more...

When it happens, it happens fast: One day you’re feeling in control of your debt, but the next thing you know, you’re feeling overwhelmed, panicky, and downright guilty.Read more...

Credit cards can be a tool to keep your finances afloat during tough times. But not every expense can be covered with a credit card. Maybe, for example, you can’t charge your rent to a credit card, so you consider taking a cash advance from your credit card to pay the bill instead. It’s a logical choice, but probably…Read more...

So you have credit card debt. Not only that: You could really use the financial wiggle room that another credit card could provide. What’s a cash-strapped individual to do? Read more...

If you’ve racked up a lot of credit card debt on several different cards, you know it can be hassle to keep track of them all. Not only does each card have a different due date—they probably all have different interest rates, too.Read more...

While taking a peaceful scroll through your Facebook feed, you may have seen videos of Snoop Dogg advertising a debt relief program from something called the Debt Council.Read more...

Imagine this scenario: You don’t have any credit card debt, either because you paid it off or because you avoided it altogether. Your credit history is sparkling and your score is high. But you don’t want the credit bureaus to forget that you know how to be responsible with credit. So every now and then, you make a…Read more...

I hate to break through your pumpkin spice daydreams, but surprise! The holidays are right around the corner. If you plan to participate in any level of holiday cheer in the next couple of months, your money is going to need to be ready. So put down that latte and take three steps to strengthen your finances right…Read more...

Ever wish your credit card debt would simply vanish? Haven’t we all, my friends. But if you’re a Chase customer, it may have actually happened. There’s just one catch: You have to be one of its former Canadian customers.Read more...

So your credit isn’t exactly great—or it’s totally in the dumpster. Or, perhaps you don’t even have a credit score. How are you supposed to show that you can use credit responsibly if your past financial activities don’t have potential creditors lining up to lavish you with offers? A secured credit card is one means…Read more...

When I was working to pay down my credit card debt, I opted to earn more instead of cutting back drastically on my expenses. Part of that equation was where I lived: super whackadoodle expensive Washington, D.C. I couldn’t just pick up and spend money to move to a less expensive place, so I decided the way out was to…Read more...