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Danielle Shultz, 36, is a dancer at The Metropolitan Opera. She also runs a startup that works with Google, Meta, and Deloitte.

Americans who live in the poorest neighborhoods have way fewer rich friends — and that's bad news for moving up in the world.

A recent analysis focused on renters shows where their money can go the furthest. Sunnyvale in California ranked No. 1.

To avoid lifestyle creep now that she makes more money, Jules Rogers closely monitors her expenses, spends more time at home, and enjoys free hobbies.