From Oceanside to Escondido to El Cajon to Chula Vista, the San Diego area residents who need emergency cash can find the payday loan they are seeking. Many area residents do not have good credit, but that is not an obstacle for getting a payday loan in San Diego.
San Diego payday loans are at your fingertips, grab your smartphone or pad, or laptop and complete our short, secure loan request form in just 1-3 minutes. You get a decision instantly, in just seconds, and you can get the money you need the next business day.
The detailed terms and conditions of your loan meet all regulations established by the state of California. Licensed direct lenders want your business. By presenting your request to more than 120 direct payday lenders, you have the best chance for approval. Currently, more than 80% of requests are approved. There are a few basic criteria for requesting an online San Diego payday loan:
- Be at least 18 years of age or older,
- Have an open bank account (for a quick deposit of your loan),
- Have a working phone (cell is good) and email (so your lender can contact you),
- Have an income of at least $1,000 a month recently or in the immediate future,
- Have valid ID or proof of residency.
Other information may be needed depending on the data you entered on your form; your lender will advise you and answer all your questions and go over your terms and conditions.
The process of a San Diego payday loan is really fast and simple. Complete your loan request on the short, secure online payday loan application form and submit it. Get your answer in seconds (virtually instant) and, if approved, review your loan terms and conditions with your direct lender.
Remember, you are not obligated to accept any loan offer if you do not agree with the terms and conditions or costs of the loan.
Who wants to drive around wasting gas and valuable time to find one storefront after another? It takes a lot less time to get a payday loan in San Diego, CA, by going online. You can be anywhere your cell phone works to request a loan in minutes. And with a wide array of direct lenders waiting to earn your business, your odds of approval are much, much higher.
Payday loans in San Diego fall under California laws. California imposes a $300 limit on payday loans offered in the state. Payday loans can be taken for a period of not more than 31 days. The maximum finance charge is 15% for every $100 you borrow ($15 per $100 borrowed). No additional charges are allowed for an extension of your loan. No rollovers are allowed, and there are no cooling-off periods between 2 consecutive loans. However, you can only have one outstanding loan at a time.
There is a $15 NSF fee should your repayment not process as agreed to in your loan. All criminal actions are prohibited should you default on your loan. If you default, you may be turned over to a collection agency, and civil suits are allowed to recover a defaulted loan.
CashOne has been serving San Diego county residents for more than 15 years for online payday loans in San Diego. We are open 24/7 and 365 days a year. With more than 500,000 people assisted from coast-to-coast, you know, we are here to help. We use the latest encryption technology to protect your sensitive information and do not sell your data like most other payday loan providers.
We are the trusted source you are seeking, and you can get started by clicking to go to the loan request form.