People on Twitter have been commiserating recently about how much higher their free Credit Karma credit scores are compared to the ones lenders actually use, as many have learned that their “excellent” credit is merely good, or worse.Read more...
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Complaints doubled last year, federal data shows. Some problems may be related to pauses in mortgage...Complaints doubled last year, federal data shows. Some problems may be related to pauses in mortgage and student loan payments in the pandemic.
A bankruptcy will stay on your credit report for 7 to 10 years, but there are ways to rebuild your credit
A Chapter 13 bankruptcy can stay on your credit report for up to seven years,...A Chapter 13 bankruptcy can stay on your credit report for up to seven years, while a Chapter 7 bankruptcy can remain for a maximum of 10 years. Credit scores can drop by 100 points or more after bankruptcy is added to a credit report. To rebuild your credit score after bankruptcy, you'll want to continue making on-time payments to your non-bankruptcy accounts...
Your credit score is an important measure of your financial health that can be a...Your credit score is an important measure of your financial health that can be a deciding factor in getting approved for a new credit card or loan. Popular credit score models from FICO and VantageScore use a 300 to 850 scale to measure your credit. There are many misconceptions about what shows up on your credit report and influences your credit score. Activity on...