From Kimberly Rodgers Cornaggia and Han Xia: With a license to use individually identifiable information on student loan borrowers, we find that a majority of distressed student borrowers manage their debt sub-optimally and that suboptimal debt management is associated with higher loan delinquency. Cross-sectional analysis indicates that loan (mis)management varies significantly across student gender, ethnicity, […] The post Who Mismanages Student Loans and Why? appeared first on Marginal REVOLUTION.