Tribal Payday Loans | Instant Online Approval | Apply Now


Tribal payday loans are simply loans offered by tribal lending companies on Native American reservations. Due to the expansion of these lending services, the Native American Financial Services Association (NAFSA) has been formed to represent the lenders, assist with following regulatory guidelines, and to encourage them to offer online alternatives to traditional payday lenders.

Tribal payday lenders are unique in the payday loan business. A tribal lender is a lending institution based on tribal lands and owned and operated by Native American communities across America.

Tribal payday loans with direct lenders mean that the tribes themselves are providing the service to consumers. They are based out of reservations that are protected sovereign territories.

Qualifying for an online tribal payday loan is quite similar to any payday loan request. There are basic requirements, as stipulated by each state, that must be met. In most cases, the following guidelines must be met.

The person requesting the tribal payday loan must:

  • Be 18 years of age or older
  • Have valid identification e.g. driver’s license
  • Have a valid email and cell phone number (landline is okay)
  • Have a residence address
  • Provide work-related information, especially monthly income numbers

Other information may be requested based upon the state you reside in. The most important criteria is your monthly income and poor credit is not a problem!

Many tribal lenders alleviate offer installment loans that add interest for the loan term to the amount you borrow. This is then divided into your payment schedule to deterring how long you will have payments. Generally, you make payments either twice a month or monthly.

Another big benefit is that tribal payday loans may be available in some states that ban payday lending stores or even traditional payday lenders. You do not have to be a member of a tribe to be eligible for a tribal payday loan.

The process for tribal payday loans online is simple, safe, and secure. Complete the online loan request form right here on the site and hit the ‘submit’ button. In as little as 10 seconds you will get an answer. If approved, you will be connected directly to the lender who will go over all the terms and conditions of your loan. Be sure to ask any questions you have about your loan. Also, be sure you are comfortable with the terms and conditions of your loan. You are not obligated to accept a loan offer from any lender.

CashOne is the best place for getting tribal payday loans online because we have more than 120 direct payday lenders, many offer tribal payday loans. We connect you with direct lenders. With so many seeking your business, the competition is good for you as well as increases the acceptance rate of those requesting loans. A true Win-Win. We provide:

  • 24/7, 365 service that is totally mobile-friendly
  • Fast, fast lending decisions
  • If approved, cash in your bank account in 1 business day
  • Bad credit is okay and accepted
  • No fees for our services; you only pay your lending fees
  • Free information about loans to assist you in your decision before you request a loan

A few key points to consider if you plan to try a storefront lender:

Who wants to drive around wasting gas and time to find one?

Why drive to one location at a time when your loan request can be seen by 120+ lenders in just seconds?

Why worry about your credit when we can assist with no hard credit checks? Yes, without a credit check.



Yes, tribal payday loans have been offered for years now and almost all tribal lenders offer loans larger than traditional payday lenders. Your information is safe and secure.

Yes, you can get tribal online payday loans with no hard credit checks. Lenders look at your income as the primary factor to determine if they will lend to you. If you have regular income from any source (e.g. even disability, pension, etc.) you may qualify.

Call your lender immediately if you think you will miss your payment date. Doing so before you are delinquent will allow you to discuss a revised payment plan with your lender. Lenders often work with clients to adjust payment plans when needed. But be aware there may be additional fees associated with making a change in your loan. You should avoid missing any payments if at all possible.

Generally, they do not garnish wages. First, the lender must go to court to request payment for the loan and get a judgment. Most lenders will not go through this process but will send your account to a collection agency. State laws determine what the lender can recover as well as a collection agency. You can never be charged criminally for failure to pay a payday loan.

Right here at CashOne. Simply go to our loan request page and take a few minutes to complete the short, secure form. After submission we let our lenders review your information and do our best to match you with a lender that wants to lend to you.