What is a $700 loan?

A $700 loan is a short term loan that is normally paid back within 30 days. It can be used for any purpose but is best if used to take care of emergency situations. Most Americans do not have enough cash on hand and run into situations where they are short of money to handle bills or expenses. This why so many people say, ‘I need 700 dollars now.’ You should not feel bad if you are in a tough financial situation. You are definitely not alone.

  • Your truck or car broke down and you need it to get to work
  • You have medical bills to pay
  • You need money for everyday expenses
  • Your utility bills are overdue and could be shut off
  • Other emergencies that have put you in a tight cash position

A $700 payday loan is not for all. The high fees can make repayment difficult. Be sure you are comfortable with your repayment amount and your due date before getting any loan. Be sure you tried other methods to get a loan including friends and family, credit cards, or traditional loans. These may cost you less to get and payback.

A $700 loan is a simple loan that is easy and safe to request. Take a few minutes and complete a short loan request form. Be sure your information is accurate, do not hide anything or provide misleading information, it may disqualify you. Once you complete the form and hit the ‘submit’ button, you will get an answer in as little as 5 to 60 seconds.

Many of those requesting a $700 loan are approved and immediately connected to a lender that is willing to provide the loan. The lender will call you on your phone (usually your cell phone) and go over your loan terms and conditions. They will also answer questions you may have. You do not have to accept any offer of a loan. Not everyone is approved but CashOne works hard to assist as many people as we can.

If you agree with the lender’s loan terms and complete the transaction, your cash will be in your bank account in one business day.

There are some requirements for requesting a $700 loan:

  • You need to have a current resident address
  • You need to have a current phone number (cell phones are fine)
  • You need to have a valid ID document and be 18 years of age or older
  • You need to have a valid email address
  • You need to have bank account information
  • You need to have proof of income

There may be other information required but it depends on where you live. All states have different regulations. There are some states that do not allow payday loans.

Many people have poor credit or no credit. This will not disqualify from seeking a $700 loan. The key is your last few months of income and how reliable your income is going forward. Payday lenders know that almost all applicants have poor credit and do not check your credit scores.

It is simple, CashOne can help you get a $700 bad credit payday loan fast.


Our 120+ lenders do not perform normal credit checks. The primary requirement to qualify for a $700 no credit check payday loan is having a regular monthly income of at least $1,200. Depending on your income or your state regulations, you may qualify for a loan smaller than $700.

Some states do not allow payday loans online over $500 so be sure to check your state’s website to see the maximum allowable loan where you live.

Your first step in getting a $700 loan is to take a few minutes and complete our short, secure, loan request form. Accurate information is highly important so do not mislead or provide inaccurate information, it can quickly disqualify you.

Yes, you can get a $700 payday loan at CashOne. We can help you get the $700 loan or whatever amount you need. More than 500,000 Americans have gotten loans through CashOne, and we have been in business for more than 10 years. You can trust us for all your emergency cash needs.

CashOne is the best resource for any emergency loan. In fact, all payday loans should be used for emergencies and not everyday expenses unless they are truly urgent in nature e.g. your auto broke down, and without it, you cannot work.

Never accept a loan offer if you are not sure you can repay it on time.