Audible credits expire 12 months after they are issued. There is another time, however, when you'd lose your credits, too: if you cancel your membership. Here's what you should know about credits on Audible.
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If you have a membership with Audible, you get one new credit in your account each month. But what if you don't use those credits, or you already have a few racked up? What happens to those credits? Check out the products mentioned in this article: Audible Membership (From $45.00 at Amazon) Audible credits do expire Your Audible credits expire 12 months after they've been issued. So if you've had a random credit sitting in your account for a while, you may want to consider using it. (Or, if you don't have any audiobooks that you truly wish to listen to, you could instead consider giving an audiobook to someone else using the "Give as a gift" option when purchasing.)
According to the company, the reason that credits expire at all is because they want to "strike a balance" between giving users flexibility to use their credits when they want to, and making sure to incentivise the creators behind the audiobooks since Audible only pays the creators royalties when a credit is redeemed for their products. This is not the only time when you'd lose your credits on the site, however. You would also lose any credits if you chose to cancel your membership — though the site may warn you about this prior to cancellation. Ultimately, the best way to make sure you never lose credits, through expiration or cancellation, is to use them. After all, you've already paid for it.
Related coverage from How To Do Everything: Tech:
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How to play Audible books on your Alexa-enabled smart speaker
How to cancel your Audible subscription on an iPhone
How to find, listen to, and delete podcasts on your Mac using the new Podcasts app
How to delete podcasts from your iPhone after downloading them in the Podcasts app
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Credit card points can save you money on holiday shopping, but you could be better off saving your rewards instead
Summary List PlacementThis page includes information about the Discover it® Cash Back, Discover it® Student Cash...Summary List PlacementThis page includes information about the Discover it® Cash Back, Discover it® Student Cash Back product, which is currently not available on Business Insider and may be out of date. If you have a stash of credit card rewards, you have various options for redeeming them to save money on holiday shopping. Many of the top rewards credit cards let you cash in points for statement credits, merchandise, gift cards, and more. However, if you have enough money to cover your planned expenses, now is the perfect time to sign up for a new rewards credit card. Using a new card for end-of-year expenses can help you earn a large welcome bonus of points, miles, or cash back. See Business Insider's list of the best credit cards for holiday shopping » The holidays might look different this year due to the pandemic, but the shopping season and its many sales will likely continue as usual — albeit online rather than in person, in many cases. More than ever, many of us will be looking for ways to save on gifts and other purchases during this notoriously expensive season. If you have a stash of credit card rewards, you could redeem some of them to offset purchases, from gift cards to getting cash back as a statement credit. But is it better to use your credit card rewards now, or save them for travel down the line? Should you use points for holiday shopping? Should you really be using your rewards to cover your holiday shopping bill? That's really up to you, but there's certainly nothing wrong with this strategy. A lot of people save up their cash back or travel points for a splurge they really want — or for a luxurious trip when they're ready to travel — but if you'd like help covering holiday bills, it could absolutely make sense to redeem them to lower your out-of-pocket costs. On the other hand, if you aren't worried about cash flow, now could be the perfect time to open a new card to earn rewards you can use later on — especially now that so many cards are offering elevated welcome offers. If you have some points racked up on a rewards credit card and you haven't used them yet, here are some of the smartest ways to use points for holiday gifts and other spending this year. The best ways to use points to save on holiday expenses Use statement credits and cash back to cover purchases First off, keep in mind that most rewards and cash-back cards let you redeem your points for statement credits or a check in the mail. You can use either option to pay for holiday gifts, or to cover the cost of holiday parties and other end-of year expenses. Using rewards for statement credits or cash back may or may not be a good value depending on the type of rewards credit card you have. Cash-back credit cards tend to offer 1 cent per point in value for this option, which is solid if not spectacular, but the same may not be true with other flexible rewards or flexible travel points. When you redeem American Express Membership Rewards points for statement credits, for example, you'll only get 0.6 cents for each point you redeem. Redeem rewards for gift cards You can also cash in all kinds of different points for various gift cards, whether you have a Discover credit card like the Discover it® Cash Back or another cash-back card like the Chase Freedom Flex℠ or the Capital One® Quicksilver® Cash Rewards Credit Card. Generally speaking, you'll get 1 cent per point when you cash in rewards for gift cards, but this can depend on the rewards credit card you have. You can also redeem Chase Ultimate Rewards, American Express Membership Rewards points, and Citi ThankYou Rewards points for gift cards, so make sure to check all of your options. Chase Ultimate Rewards tends to have the broadest selection of options including gift cards for GrubHub, Wayfair, Sephora, Lowe's, and more. And when there's having a sale, you can frequently find gift cards for 10% off or more. Also remember that you could use gift cards to purchase holiday gifts, but you could also give gift cards as gifts themselves. Cash in points for merchandise If you have flexible rewards points with a program like Chase Ultimate Rewards, Citi ThankYou Rewards, or American Express Membership Rewards, don't forget that you can cash in your points for merchandise from retailers you would probably shop with anyway. With Chase Ultimate Rewards, for example, you can use points to shop in the Apple Store or on Amazon.com. Points redeemed for merchandise through Chase Ultimate Rewards are worth 1 cent each, so keep this in mind if you have a card like the Chase Sapphire Preferred® Card, the newly updated Chase Freedom Unlimited®, or the brand-new Chase Freedom Flex℠. You can also use flexible points from the Citi ThankYou program to shop with retailers like 1-800 Flowers, Amazon.com, and Best Buy. Eligible cardholders can also use their points to shop with PayPal with millions of retailers around the world. If you have a card that earns American Express Membership Rewards points, you can "pay with points at checkout" with retailers like Walmart.com, Amazon.com, Best Buy, PayPal, and more. Just keep in mind that you'll only get around 0.7 cents per point in value if you redeem Amex points for shopping. Chase Freedom Flex℠ Earn a big sign-up bonus to defray holiday costs If you want to earn points as you shop for the holidays but also save money in the end, consider signing up for a rewards credit card that lets you score a big welcome bonus you can redeem after the fact. The new Chase Freedom Flex℠ is an excellent option for this strategy, since you can earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening, and you can also earn 5% cash back on up to $1,500 in quarterly bonus categories after activation (then 1%), 5% back on travel booked through Chase, 3% back on dining and drugstores and 1% back on other purchases. By spending $500 on holiday shopping with your new card, you could earn the welcome bonus and rewards on your spending, then use your points for statement credits to your account. The Freedom Flex card also gives you 0% APR on purchases for 15 months, followed by a variable APR of 14.99% – 23.74%. This means you could pay off your holiday purchases for 15 months without any interest, leading to more potential savings. Our best credit card offers and deals page can tell you about all the other sign-up bonuses you could be earning right now. There's no 'right' way to use your points If you're planning to spend money on holiday gifts or splurges for yourself this year, it's smart to take stock of your credit card rewards to see how they can help you. You may be able to cash in points for gifts you couldn't otherwise afford, or for gift cards you can give or use to buy gifts your family and friends will love. However, it could make more sense to sign up for a new credit card and use it for holiday purchases so you can earn a big welcome bonus. If you start working toward the minimum spending requirement now, you could even parlay the points or cash back you earn more into gifts for loved ones on your list. Just remember that, when it comes to using a credit card for rewards, it's crucial to pay off your balance each month and avoid interest at all costs. At the end of the day, you'll only end up "ahead" with rewards if you stay out of debt. Related Product Module: Related Product Credit CardsRelated Content Module: More Credit Card CoverageJoin the conversation about this story »
You can delete Audible books from your iOS or Android device without permanently removing them from...You can delete Audible books from your iOS or Android device without permanently removing them from your Audible account. When you delete a downloaded Audible book, the title will remain visible on your "My Library" tab. To remove an audiobook from your Audible app, swipe left on the title you want to remove then tap on the red "Delete from device" box. To delete an Audible book from all your devices, log in to your Amazon account and visit your "Manage Your Content and Devices" page. Visit Business Insider's homepage for more stories. With a few quick taps, audiobook retailer Audible grants subscribers access to a vast array of titles they can listen to endlessly on-the-go. But more chances to read doesn't mean you have more time for bad books. If you want to clean up your Audible library, consider exchanging the title if it's eligible. If that's not enough, deleting the books from your account is an option. Deleting Audible books from your mobile phone's app will not remove them from your account, meaning you can redownload them at any time. If you want to completely delete a book from your account, you'll need to do it on a computer using a web browser. Here's how to do it. Check out the products mentioned in this article: iPhone 11 (From $699.99 at Apple) Samsung Galaxy s10 (From $699.99 at Walmart) Apple Macbook Pro (From $1,299.00 at Apple) Lenovo IdeaPad 130 (From $469.99 at Walmart) How to delete Audible books from your mobile device 1. Bring up the Audible app on your iPad, iPhone, or Android device. 2. Go to the "My Library" section of the Audible app. 3. Swipe your finger from right to left over the title you wish to remove. 4. Select the "Delete from device" on iOS devices and "Remove from device" on Android when it appears. 5. You can also remove downloaded titles in the "My Library" tab by tapping the trashcan icon labeled "Delete." 6. Select a single book or multiple titles you want to delete by pressing the red minus symbol next to each. 7. Hit the "Delete from device" button when it appears on the right side of the app window. How to delete Audible books from your account permanently 1. Log into your account on Amazon.com 2. Run your cursor over the "Accounts & Lists" option to the right of the Amazon search bar. 3. In the drop-down, click "Manage Your Content and Devices" to view your Amazon purchases. 4. Find the "Show" label on the far left of the browser window above your list of titles. Click the "Books" button next to it before selecting "Audiobooks" from the dropdown. 5. With your Audible book purchases now listed, click the "Select" box beside the book title before hitting the "Delete" button in the menu bar above the purchase list. Related coverage from How To Do Everything: Tech: How to buy Audible books using Amazon or the Audible app How to cancel your Audible subscription on an iPhone How to play Audible books on your Alexa-enabled smart speaker How to buy books on Kindle through your computer or mobile device How to listen to audiobooks on your iPhone using the Apple Books app SEE ALSO: The best cheap headphones to listen to your Audible books Join the conversation about this story » NOW WATCH: Why Pikes Peak is the most dangerous racetrack in America